Home Finance

Understanding how much house you can afford, or what payment you feel comfortable with, can be a trying process. Calling lenders, looking at mortgage loan programs and interest rates can be confusing, to say the least. There is an easy way to get started, and give yourself an idea of where you stand.

The first step is to obtain a very clear picture of how much home you can actually qualify for, the best idea is to contact a reputable lender and let them analyze your entire situation. The lender can calculate your income-to-debt ratio, do a quick credit score and give you the information you need.

Higgins Group Real Estate works with a number of mortgage companies. Click here to view a list of loan officers that we work with or you can contact your own.

Below is a list of information is usually required during the loan process:

  • Your Social Security number
  • Current pay stubs or, if self employed, your tax returns and W-2’s for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
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Higgins Group Real EstateChristie's International Real Estate Leverage
EAC Trumbull 550-552 White Plains Road
Trumbull, CT 06611
Phone: 203-259-2172
Fairfield Center 1499 Post Road
Fairfield, CT 06824
203-254-9000
Greenfield Hill 129 Hillside Road
Fairfield, CT 06824
203-259-7868
MILFORD 146 S Broad Street
Milford, CT 06460
203-301-4844
Monroe 97 Main Street
Monroe, CT 06468
203-459-9300
Norwalk 50 Water Street
Norwalk, CT 06854
203-838-5005
Norwalk/Vanderblue 154 East Avenue
Norwalk, CT 06851
203-256-2339
Rowayton/Vanderblue 151 Rowayton Avenue
Norwalk, CT 06853
203-939-7373
Shelton 2 Trap Falls Road Suite 314
Shelton, CT 06484
203-944-9400
Stamford Greenwich Regional 1055 Washington Boulevard
Stamford, CT 06901
203-658-8282
Trumbull 5767 Main Street
Trumbull, CT 06611
203-452-5500
Westport 278 Post Road East
Westport, CT 06880
203-226-0300
Wilton 5 River Road
Wilton, CT 06897
203-762-2020
Stamford East Side Commons 850 East Main Street
Stamford, CT 06902
203-406-0300

Office Numbers